Beyond Funding: Rethinking Capital Readiness for Baltimore’s Small Businesses
When we talk about access to capital for small businesses, the conversation often starts with money: loans, grants, credit, and investment. During my FUSE Executive Fellowship with Baltimore City’s Mayor’s Office of Small & Minority Business Advocacy & Development (SMBA&D), I learned that capital readiness extends far beyond financial readiness and that the broader ecosystem of support businesses need to successfully access and deploy capital is too often overlooked.